Soon the last leaves have fallen off the trees. We're heading towards winter here in Finland. I pray this winter won't be as cold as last winter, since the cost of electricity has increased several times. It will cost us a little more than one thousand euros a month, if we will have the same temperatures. That's too much, since we have a high inflation going on when everything is getting more expensive, but we still have the same income. I have already heard of Finns that have to sell their houses, because they know they won't be able to afford to keep their homes.